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Topic: Performance Boat Insurance, who has the best rates?

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LookMaNoHands Male

Sagittarius

Pwc'er

Tucson, Arizona
Posts: 87
APPD 0.01
Post Rank: 143
2001 Caliber 1 2300 Silencer

Posted: Aug. 10 2010,4:25 pm

Post # 1

Can anybody reccomend a good insurance company for carrying full coverage on a $20,000 to $30,000 I/O performance boat. Am in the process of purchasing a boat, but can't seem to find any insurers for a decent rate. :stupid

Drink more beer!

| Member # 864 | Joined: 10-01-2004 |

Carrera Elite Male

Libra
HDF Supporter

Glendale,AZ
Posts: 44,134
APPD 5.12
Post Rank: 2
1990 Carrera 23.5 Classic

Posted: Aug. 10 2010,5:50 pm

Post # 2

I Have Progressive, But Have Never Had A Claim....

I Read A Few Of These....Some Good Information....

Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

WWW.StormPokerRuns.Com

| Member # 8 | Joined: 12-04-2002 |

shueman

Libra
HDF Gold Supporter

Born To Drive...
10,000 post flame

Alta Loma CA
Posts: 17,228
APPD 2.10
Post Rank: 4
NADA

Posted: Aug. 10 2010,8:09 pm

Post # 3

If your over-hp'd on the boat vs "orig equip", it could be tough...and expen$ive... :beat

Look in the back pages of Powerboat Mag... :good

| Member # 376 | Joined: 2-01-2004 |

LookMaNoHands Male

Sagittarius

Pwc'er

Tucson, Arizona
Posts: 87
APPD 0.01
Post Rank: 143
2001 Caliber 1 2300 Silencer

Posted: Aug. 11 2010,10:11 am

Post # 4

Thanx, it's got factory stock power. I'll check with Progressive, have my houseboat insurance thru them, but didn't consider they might cover performance boats.

Drink more beer!

| Member # 864 | Joined: 10-01-2004 |

DirtySquirty Male

Sagittarius
HDF Supporter

Boy named Sue
10,000 post flame

Ventura, CA
Posts: 12,202
APPD 1.77
Post Rank: 6

Posted: Aug. 11 2010,11:01 am

Post # 5

I had progressive....until I read the fine print. Good thing I never had a claim....they wouldn't have honored it. Yet they allowed me to continue to pay on a vessel that really was not covered at all. I had thoroughly explained what I was running, equip, HP etc. to the agent, and they sold it to me anyway.

Anything to make a buck........ :beat

"It seemed like a hell of an idea at the time".

| Member # 3157 | Joined: 9-06-2007 |

Carrera Elite Male

Libra
HDF Supporter

Glendale,AZ
Posts: 44,134
APPD 5.12
Post Rank: 2
1990 Carrera 23.5 Classic

Posted: Aug. 11 2010,11:28 am

Post # 6

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

WWW.StormPokerRuns.Com

| Member # 8 | Joined: 12-04-2002 |

DirtySquirty Male

Sagittarius
HDF Supporter

Boy named Sue
10,000 post flame

Ventura, CA
Posts: 12,202
APPD 1.77
Post Rank: 6

Posted: Aug. 11 2010,4:39 pm

Post # 7

Quote (Carrera Elite @ Aug. 11 2010,11:28 am)

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!! :beat

No Progressive for me!! :rolleyes

"It seemed like a hell of an idea at the time".

| Member # 3157 | Joined: 9-06-2007 |

WATERDOG

Gemini
HDF Silver Supporter

Don't Bother Me, I'm in Havi
10,000 post flame

MENIFEE, CA
Posts: 10,292
APPD 1.47
Post Rank: 8
ELIMINATOR EAGLE

Posted: Aug. 11 2010,6:23 pm

Post # 8

Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)

Quote (Carrera Elite @ Aug. 11 2010,11:28 am)

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Ã‚Â

No Progressive for me!! Ã‚Â :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid.

"Damn you sure know how to fock things up."-GFR

| Member # 2868 | Joined: 4-23-2007 |

DirtySquirty Male

Sagittarius
HDF Supporter

Boy named Sue
10,000 post flame

Ventura, CA
Posts: 12,202
APPD 1.77
Post Rank: 6

Posted: Aug. 12 2010,8:11 am

Post # 9

Quote (WATERDOG @ Aug. 11 2010,6:23 pm)

Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)

Quote (Carrera Elite @ Aug. 11 2010,11:28 am)

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Ã‚Â

No Progressive for me!! Ã‚Â :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid.

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!! :good

As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River! :good

"It seemed like a hell of an idea at the time".

| Member # 3157 | Joined: 9-06-2007 |

WATERDOG

Gemini
HDF Silver Supporter

Don't Bother Me, I'm in Havi
10,000 post flame

MENIFEE, CA
Posts: 10,292
APPD 1.47
Post Rank: 8
ELIMINATOR EAGLE

Posted: Aug. 12 2010,8:39 am

Post # 10

Quote (DirtySquirty @ Aug. 12 2010,8:11 am)

Quote (WATERDOG @ Aug. 11 2010,6:23 pm)

Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)

Quote (Carrera Elite @ Aug. 11 2010,11:28 am)

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Ã‚Â

No Progressive for me!! Ã‚Â :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid.

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!! Ã‚Â :good

As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River! Ã‚Â :good

Ã‚Â

You missed a great party. :beat

"Damn you sure know how to fock things up."-GFR

| Member # 2868 | Joined: 4-23-2007 |

DirtySquirty Male

Sagittarius
HDF Supporter

Boy named Sue
10,000 post flame

Ventura, CA
Posts: 12,202
APPD 1.77
Post Rank: 6

Posted: Aug. 13 2010,11:27 am

Post # 11

Quote (WATERDOG @ Aug. 12 2010,8:39 am)

Quote (DirtySquirty @ Aug. 12 2010,8:11 am)

Quote (WATERDOG @ Aug. 11 2010,6:23 pm)

Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)

Quote (Carrera Elite @ Aug. 11 2010,11:28 am)

Quote (DirtySquirty @ Aug. 11 2010,11:01 am)

I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Ã‚Â

No Progressive for me!! Ã‚Â :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid.

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!! Ã‚Â :good

As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River! Ã‚Â :good

Ã‚Â

You missed a great party. Ã‚Â :beat

So I hear....things came at me fast and furious and I couldn't get away!!

Sorry.....my loss!! :rolleyes

"It seemed like a hell of an idea at the time".

| Member # 3157 | Joined: 9-06-2007 |

Carrera Elite Male

Libra
HDF Supporter

Glendale,AZ
Posts: 44,134
APPD 5.12
Post Rank: 2
1990 Carrera 23.5 Classic

Posted: Aug. 22 2010,7:53 pm

Post # 12

Quote (DirtySquirty @ Aug. 12 2010,8:11 am)

when the policy ended I played it safe and went eleswhere!! Ã‚Â :good

Which Ins. Co. Do You Use Now?? :stupid

Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

WWW.StormPokerRuns.Com

| Member # 8 | Joined: 12-04-2002 |

DirtySquirty Male

Sagittarius
HDF Supporter

Boy named Sue
10,000 post flame

Ventura, CA
Posts: 12,202
APPD 1.77
Post Rank: 6

Posted: Aug. 24 2010,10:03 am

Post # 13

Quote (Carrera Elite @ Aug. 22 2010,7:53 pm)

Quote (DirtySquirty @ Aug. 12 2010,8:11 am)

when the policy ended I played it safe and went eleswhere!! Ã‚Â :good

Which Ins. Co. Do You Use Now?? :stupid

I don't run a boat with the ot headers anymore :cry

Just the 19' pos runabout now. AAA insures that one...... :rolleyes

"It seemed like a hell of an idea at the time".

| Member # 3157 | Joined: 9-06-2007 |

12 replies since Aug. 10 2010,4:25 pm

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