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LookMaNoHandsMale Offline
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Post Icon Posted: Aug. 10 2010,4:25 pm Post # 1 see this member send this member a private message  quote this post in reply
Can anybody reccomend a good insurance company for carrying full coverage on a $20,000 to $30,000 I/O performance boat.  Am in the process of purchasing a boat, but can't seem to find any insurers for a decent rate.  :stupid

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Carrera EliteMale Offline
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Post Icon Posted: Aug. 10 2010,5:50 pm Post # 2 see this member send this member a private message  quote this post in reply
I Have Progressive, But Have Never Had A Claim....

I Read A Few Of These....Some Good Information....

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shuemanMale Offline
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Post Icon Posted: Aug. 10 2010,8:09 pm Post # 3 see this member send this member a private message  quote this post in reply
If your over-hp'd on the boat vs "orig equip", it could be tough...and expen$ive... :beat   Look in the back pages of Powerboat Mag... :good
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LookMaNoHandsMale Offline
Sagittarius
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Post Icon Posted: Aug. 11 2010,10:11 am Post # 4 see this member send this member a private message  quote this post in reply
Thanx, it's got factory stock power.  I'll check with Progressive, have my houseboat insurance thru them, but didn't consider they might cover performance boats.

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DirtySquirtyMale Offline
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Post Icon Posted: Aug. 11 2010,11:01 am Post # 5 see this member send this member a private message  quote this post in reply
I had progressive....until I read the fine print. Good thing I never had a claim....they wouldn't have honored it. Yet they allowed me to continue to pay on a vessel that really was not covered at all. I had thoroughly explained what I was running, equip, HP etc. to the agent, and they sold it to me anyway.

Anything to make a buck........ :beat  :beat

"It seemed like a hell of an idea at the time".
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Carrera EliteMale Offline
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Post Icon Posted: Aug. 11 2010,11:28 am Post # 6 see this member send this member a private message  quote this post in reply
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

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DirtySquirtyMale Offline
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Post Icon Posted: Aug. 11 2010,4:39 pm Post # 7 see this member send this member a private message  quote this post in reply
Quote (Carrera Elite @ Aug. 11 2010,11:28 am)
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!!  :beat  :beat
No Progressive for me!!  :rolleyes

"It seemed like a hell of an idea at the time".
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WATERDOGMale Offline
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Post Icon Posted: Aug. 11 2010,6:23 pm Post # 8 see this member send this member a private message  quote this post in reply
Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)
Quote (Carrera Elite @ Aug. 11 2010,11:28 am)
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!!  :beat  :beat
No Progressive for me!!  :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid. :)

"Damn you sure know how to fock things up."-GFR
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DirtySquirtyMale Offline
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Post Icon Posted: Aug. 12 2010,8:11 am Post # 9 see this member send this member a private message  quote this post in reply
Quote (WATERDOG @ Aug. 11 2010,6:23 pm)
Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)
Quote (Carrera Elite @ Aug. 11 2010,11:28 am)
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!!  :beat  :beat
No Progressive for me!!  :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid. :)

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!!  :good


As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River!  :good  :beer

"It seemed like a hell of an idea at the time".
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WATERDOGMale Offline
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Post Icon Posted: Aug. 12 2010,8:39 am Post # 10 see this member send this member a private message  quote this post in reply
Quote (DirtySquirty @ Aug. 12 2010,8:11 am)
Quote (WATERDOG @ Aug. 11 2010,6:23 pm)
Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)
Quote (Carrera Elite @ Aug. 11 2010,11:28 am)
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!!  :beat  :beat
No Progressive for me!!  :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid. :)

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!!  :good


As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River!  :good  :beer

You missed a great party.  :beat

"Damn you sure know how to fock things up."-GFR
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DirtySquirtyMale Offline
Sagittarius
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Boy named Sue
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Ventura, CA
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Post Icon Posted: Aug. 13 2010,11:27 am Post # 11 see this member send this member a private message  quote this post in reply
Quote (WATERDOG @ Aug. 12 2010,8:39 am)
Quote (DirtySquirty @ Aug. 12 2010,8:11 am)
Quote (WATERDOG @ Aug. 11 2010,6:23 pm)
Quote (DirtySquirty @ Aug. 11 2010,4:39 pm)
Quote (Carrera Elite @ Aug. 11 2010,11:28 am)
Quote (DirtySquirty @ Aug. 11 2010,11:01 am)
I had progressive....until I read the fine print.

What Was The Problem?? :stupid

It boiled down to one thing......over the transom headers!! I called to verify that I had been paying on a policy that ultimately would not have settled any claim that I would have made and they said that I was correct.
When I mentioned that I had talked to a sales rep and was told that the headers were not an issue, and that I wasn't happy that I had been paying on a policy that did me no good from the git-go, it was just one of those "sorry about that" answers!!  :beat  :beat
No Progressive for me!!  :rolleyes

If it was written in your policy that you had O/T's and underwritting missed it, you might of had a fight but they would have paid. :)

I came up with the same conclusion, but when the policy ended I played it safe and went eleswhere!!  :good


As a side bar....hello to you Ken. I appreciated hearing from you the other day at the River!  :good  :beer

You missed a great party.  :beat

So I hear....things came at me fast and furious and I couldn't get away!!

Sorry.....my loss!!  :rolleyes

"It seemed like a hell of an idea at the time".
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Carrera EliteMale Offline
Libra
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Post Icon Posted: Aug. 22 2010,7:53 pm Post # 12 see this member send this member a private message  quote this post in reply
Quote (DirtySquirty @ Aug. 12 2010,8:11 am)
when the policy ended I played it safe and went eleswhere!!  :good

Which Ins. Co. Do You Use Now?? :stupid

Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

WWW.StormPokerRuns.Com
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DirtySquirtyMale Offline
Sagittarius
 HDF Supporter
Boy named Sue
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Ventura, CA
Posts: 12,202
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Post Icon Posted: Aug. 24 2010,10:03 am Post # 13 see this member send this member a private message  quote this post in reply
Quote (Carrera Elite @ Aug. 22 2010,7:53 pm)
Quote (DirtySquirty @ Aug. 12 2010,8:11 am)
when the policy ended I played it safe and went eleswhere!!  :good

Which Ins. Co. Do You Use Now?? :stupid

I don't run a boat with the ot headers anymore  :cry  Just the 19' pos runabout now. AAA insures that one...... :rolleyes

"It seemed like a hell of an idea at the time".
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