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ZiggyMale Offline
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Post Icon Posted: Nov. 06 2006,10:12 pm Post # 1 see this member send this member a private message  quote this post in reply

Rrrrevording, vary, vary rrrrevording :rotflmao  :drink  :rotflmao
.
Istambul please :ass
I'm so sick of the huge influx of credit card commercials.....they are gonna ruin many peoples lives :guns


Ain't life Grand? Treat it that way.
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Post Icon Posted: Nov. 06 2006,11:38 pm Post # 2 see this member send this member a private message  quote this post in reply

My son got a credit card offer in the mail the other day. Just sign and enjoy your $1,500 unsecured credit line. :)  He doesn't even have a job. :stupid


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Post Icon Posted: Nov. 07 2006,5:17 am Post # 3 see this member send this member a private message  quote this post in reply

We get this garbage everyday, they have no idea who you are they just have names and addressses, they figure there's always somebody that will sign up!.. :beat

Edited by GoFastRacer on Nov. 07 2006,5:17 am
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Carrera EliteMale Offline
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Post Icon Posted: Nov. 07 2006,5:23 am Post # 4 see this member send this member a private message  quote this post in reply

The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek


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ZiggyMale Offline
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Post Icon Posted: Nov. 07 2006,8:20 am Post # 5 see this member send this member a private message  quote this post in reply

Quote (Carrera Elite @ Nov. 07 2006,4:23 am)
The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek

What? It took a whole month? What was she thinking, mom needs to teach her shopping skills.... :D :D :D :D
kidding :peace
But that's just a small piece of it, their suckering people who think they actually can manage it.........oh and all those rewards are worth it :rolleyes  :angry


Ain't life Grand? Treat it that way.
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Post Icon Posted: Nov. 07 2006,8:25 am Post # 6 see this member send this member a private message  quote this post in reply

Quote (Ziggy @ Nov. 07 2006,8:20 am)
Quote (Carrera Elite @ Nov. 07 2006,4:23 am)
The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek

What? It took a whole month? What was she thinking, mom needs to teach her shopping skills.... :D :D :D :D
kidding :peace
But that's just a small piece of it, their suckering people who think they actually can manage it.........oh and all those rewards are worth it :rolleyes  :angry

I've been trying to convince my wife that credit cards are evil for the last 15 years!! :angry

The only thing I have on a credit card right now is my kid's bike on a Yamaha card and that's one of those "no payments for a year" deals. Meanwhile the cash is sitting in the bank earning a tiny bit of interest. :rolleyes


It's a fact of Life:

After Monday and Tuesday, even the Calendar says : WTF .......
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ZiggyMale Offline
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Post Icon Posted: Nov. 07 2006,8:29 am Post # 7 see this member send this member a private message  quote this post in reply

Quote (GlassMan @ Nov. 07 2006,7:25 am)
Quote (Ziggy @ Nov. 07 2006,8:20 am)
Quote (Carrera Elite @ Nov. 07 2006,4:23 am)
The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek

What? It took a whole month? What was she thinking, mom needs to teach her shopping skills.... :D :D :D :D
kidding :peace
But that's just a small piece of it, their suckering people who think they actually can manage it.........oh and all those rewards are worth it :rolleyes  :angry

I've been trying to convince my wife that credit cards are evil for the last 15 years!! :angry

The only thing I have on a credit card right now is my kid's bike on a Yamaha card and that's one of those "no payments for a year" deals. Meanwhile the cash is sitting in the bank earning a tiny bit of interest. :rolleyes

I have friends who's marraiges fell victim to credit cards...
one divorce the other majorly strained and unhealthy.  Had to sell everything they owned so they could keep the roof over their 3 kids' heads.........
saddens me tremendously. I'm Godfather to two of the three, and the adopted Godfather to the 3rd.


Ain't life Grand? Treat it that way.
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Carrera EliteMale Offline
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Post Icon Posted: Nov. 07 2006,9:23 am Post # 8 see this member send this member a private message  quote this post in reply

Quote (Ziggy @ Nov. 07 2006,9:20 am)
Quote (Carrera Elite @ Nov. 07 2006,4:23 am)
The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek

What? It took a whole month? What was she thinking, mom needs to teach her shopping skills.... :D :D :D :D
kidding :peace
But that's just a small piece of it, their suckering people who think they actually can manage it.........oh and all those rewards are worth it :rolleyes  :angry

Her mother told her to use it and pay it off monthly to build some credit. I guess that she forgot to stop using it?? :stupid  Who knows, but now she has to pay it back to it's limit every month. Silly me, I didn't think that it could be used if it was over the limit.


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Carrera EliteMale Offline
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Post Icon Posted: Nov. 07 2006,9:24 am Post # 9 see this member send this member a private message  quote this post in reply

Quote (Ziggy @ Nov. 07 2006,9:20 am)
Quote (Carrera Elite @ Nov. 07 2006,4:23 am)
The G/F's daughter returned a form, got a card and had it maxed out all within a month!! :eek

What? It took a whole month? What was she thinking, mom needs to teach her shopping skills.... :D :D :D :D
kidding :peace
But that's just a small piece of it, their suckering people who think they actually can manage it.........oh and all those rewards are worth it :rolleyes  :angry

Her mother told her to use it and pay it off monthly to build some credit. I guess that she forgot to stop using it?? :stupid  Who knows, but now she has to pay it back to it's limit every month. Silly me, I didn't think that it could be used if it was over the limit.


Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

WWW.StormPokerRuns.Com

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IrmanatorFemale Offline
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Post Icon Posted: Nov. 07 2006,9:25 am Post # 10 see this member send this member a private message  quote this post in reply

Wow CE you're twice as mad as any parent!!!! :rotflmao
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Carrera EliteMale Offline
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Post Icon Posted: Nov. 07 2006,9:26 am Post # 11 see this member send this member a private message  quote this post in reply

Quote (GlassMan @ Nov. 07 2006,9:25 am)
I've been trying to convince my wife that credit cards are evil for the last 15 years!! :angry

They are one of those things that are evil, but you almost have to have one these days. Have you ever tried to rent a car with cash??


Sarcasim, Just one more thing that I offer for free!!
I've Reached The Age Where Happy Hour Is A Nap!!

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GlassManMale Offline
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Post Icon Posted: Nov. 07 2006,9:53 am Post # 12 see this member send this member a private message  quote this post in reply

Quote (Carrera Elite @ Nov. 07 2006,9:26 am)
Quote (GlassMan @ Nov. 07 2006,9:25 am)
I've been trying to convince my wife that credit cards are evil for the last 15 years!! :angry

They are one of those things that are evil, but you almost have to have one these days. Have you ever tried to rent a car with cash??

Oh, I hear you... we both have one in every flavor.

But I only use them to make the reservation, etc. and pay cash when I return the car or check out of the hotel room.

I also use Discover whenever possible when I make a significant purchase over the internet. They have been much better than Visa or M/C if there is any problem with the deal.

My wife, on the other hand, will use a card just about anywhere....but she is very good at paying them off timely, I'll give her credit for that! :laugh


It's a fact of Life:

After Monday and Tuesday, even the Calendar says : WTF .......
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Carrera EliteMale Offline
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Post Icon Posted: Nov. 07 2006,10:02 am Post # 13 see this member send this member a private message  quote this post in reply

Quote (Irmanator @ Nov. 07 2006,10:25 am)
Wow CE you're twice as mad as any parent!!!! :rotflmao

What the????  How'd That Happen?? Oh well..... :stupid


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Post Icon Posted: Nov. 07 2006,10:08 am Post # 14 see this member send this member a private message  quote this post in reply

Quote (GlassMan @ Nov. 07 2006,8:25 am)
....
I've been trying to convince my wife that credit cards are evil for the last 15 years!! :angry .....

I'm in that club.... :eek
She is always signing up when shopping :rolleyes to get the "extra discount"..... :angry

I get the bill, pay it off, and cut-up the cards.....make great guitar picks.... :laugh
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Post Icon Posted: Nov. 07 2006,10:11 am Post # 15 see this member send this member a private message  quote this post in reply

I LOVE my Discover card.... I use it all the time, never pay any interest, and get a minimum 1% cash back for everything I buy (sometimes as high as 5% cash back for things like GAS... and RESTAURANTS).... if you only spend what you can afford in a month, it's a great system.  That and they saved me $3k on a botched tranny rebuild a couple years ago.  I'm pretty sure I wouldn't have gotten my money back if I paid cash.....  You can't put all the blame on the credit card companies for people's irresponsible spending....   :D


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IrmanatorFemale Offline
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Post Icon Posted: Nov. 07 2006,10:27 am Post # 16 see this member send this member a private message  quote this post in reply

Good point Yamahammered, I know it's hard to believe but some people do not understand how credit works :beat It's a double edge sword...
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Post Icon Posted: Nov. 07 2006,10:28 am Post # 17 see this member send this member a private message  quote this post in reply

Quote (Yamahammered @ Nov. 07 2006,11:11 am)
 You can't put all the blame on the credit card companies for people's irresponsible spending....   :D

That's a True statement!! But it's the American way....   :eek  :eek  :laugh  :D  :beat


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Post Icon Posted: Nov. 07 2006,10:29 am Post # 18 see this member send this member a private message  quote this post in reply

Quote (Irmanator @ Nov. 07 2006,11:27 am)
It's a double edge sword...

Yes It Is!! You Can Have Too Many Credit Cards!! It'll work against you!! :beat  :beat


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Post Icon Posted: Nov. 07 2006,11:27 am Post # 19 see this member send this member a private message  quote this post in reply

yep...
when you have a half dozen platnum cards... and all them sears and jewelry store cards...

it HURTS you, because you "could" go out and max them all out.... and run off to mexico and ... wait...?   :stupid  :eek  :beer  :drink  :jumpie

why didnt i think of that before...!!!  :bebe  :peace


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ZiggyMale Offline
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Post Icon Posted: Nov. 07 2006,11:31 am Post # 20 see this member send this member a private message  quote this post in reply

Quote (Yamahammered @ Nov. 07 2006,9:11 am)
I LOVE my Discover card.... I use it all the time, never pay any interest, and get a minimum 1% cash back for everything I buy (sometimes as high as 5% cash back for things like GAS... and RESTAURANTS).... if you only spend what you can afford in a month, it's a great system.  That and they saved me $3k on a botched tranny rebuild a couple years ago.  I'm pretty sure I wouldn't have gotten my money back if I paid cash.....  You can't put all the blame on the credit card companies for people's irresponsible spending....   :D

Very true, the card companies can't be blamed for the spending people do with them but you can blame them for making it too easy to obtain the cards......or issuing them to children without incomes.
.
I've just been wondering why lately there has been sooooooo many CC commercials..........LOL, it used to always be car commercials  :D  At least there it takes OAC  ;)


Ain't life Grand? Treat it that way.
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Post Icon Posted: Nov. 07 2006,2:34 pm Post # 21 see this member send this member a private message  quote this post in reply

Quote (Dons_Donzi @ Nov. 07 2006,11:27 am)
yep...
when you have a half dozen platnum cards... and all them sears and jewelry store cards...

it HURTS you, because you "could" go out and max them all out.... and run off to mexico and ... wait...?   :stupid  :eek  :beer  :drink  :jumpie

why didnt i think of that before...!!!  :bebe  :peace

Wasn't it Mel Brooks who said," When I die, I want the last check I wrote to bounce". :laugh

Talk about to the Max! :good


It's a fact of Life:

After Monday and Tuesday, even the Calendar says : WTF .......
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Post Icon Posted: Nov. 07 2006,2:53 pm Post # 22 see this member send this member a private message  quote this post in reply

Quote (Carrera Elite @ Nov. 07 2006,11:29 am)
Quote (Irmanator @ Nov. 07 2006,11:27 am)
It's a double edge sword...

Yes It Is!! You Can Have Too Many Credit Cards!! It'll work against you!! :beat  :beat

Just wait until they ask you to cosign for a house or condo!!  :rotflmao




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Post Icon Posted: Nov. 07 2006,3:48 pm Post # 23 see this member send this member a private message  quote this post in reply

Quote (Ziggy @ Nov. 07 2006,11:31 am)
...I've just been wondering why lately there has been sooooooo many CC commercials....

Hmmmm.....some Holiday next month maybe.... :stupid  :D
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Post Icon Posted: Nov. 07 2006,4:35 pm Post # 24 see this member send this member a private message  quote this post in reply

Could Be!! Nothing like being deep in debt for the rest of the year!! :laugh  :D


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Post Icon Posted: Nov. 07 2006,4:44 pm Post # 25 see this member send this member a private message  quote this post in reply

The wife uses the "no interest no payments for a year" deal, But after it ends you have to cancel the card or it plays against you credit score. As available credit, and too much of that is a bad thing :good


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