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DirtySquirtyMale Offline
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Post Icon Posted: July 19 2009,2:05 pm Post # 26 see this member send this member a private message  quote this post in reply

Just re-listed on the MLS at a reduced price...$135,000 buys a beautiful, turnkey,  River home.  :good  :good


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 06 2009,10:13 am Post # 27 see this member send this member a private message  quote this post in reply

WOW...I'm starting to sound like everybody else on these boards that's trying to sell something.........


Price reduced again  :eek  C'mon people, a new play house for around $100,00. First reasonable offer above $100,00 is gonna own this beautiful property.


Lots of room for the toys, private marina, own your land......


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 07 2009,6:18 am Post # 28 see this member send this member a private message  quote this post in reply

Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed
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Post Icon Posted: Nov. 09 2009,10:05 am Post # 29 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 10 2009,4:44 am Post # 30 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 09 2009,11:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Loans are hard for anything these days, and it's hard to find anyone walking around with that much cash in the hand!. At least we don't "have" to sell ours and I'm not giving it away, when we move the new place will be all paid for, won't owe anything!.. :good
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Post Icon Posted: Nov. 10 2009,8:11 am Post # 31 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 10 2009,4:44 am)
Quote (DirtySquirty @ Nov. 09 2009,11:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Loans are hard for anything these days, and it's hard to find anyone walking around with that much cash in the hand!. At least we don't "have" to sell ours and I'm not giving it away, when we move the new place will be all paid for, won't owe anything!.. :good

That's the only way to go.  :good


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 12 2009,8:21 am Post # 32 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead


"Damn you sure know how to fock things up."-GFR
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Post Icon Posted: Nov. 12 2009,3:55 pm Post # 33 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 12 2009,5:07 pm Post # 34 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 12 2009,3:55 pm)
Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes

Single, double, or triple wide, really has nothing to do with financing. The words PreFab, Mobile, Modular, Pre-built, pre-constructed make the difference. Lots of names but the bottom line is it's a stick house or it isn't. One key for financing is if it is on a "permanent foundation".


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Post Icon Posted: Nov. 13 2009,4:51 am Post # 35 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 12 2009,4:55 pm)
Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes

It's mainly because it's a summer home and not a primary home, and as unstable as things are now, someone was to lose their job that would be the first thing to go, that's the reason they don't want to give out loans on that!. When we were picking our house, there was no problem getting a loan if we wanted one, but it would be our primary residence that's the key right there!..... But, there's always someone out there with cash that can't live without it just need to find him, wish I could find him!.. :banghead
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Post Icon Posted: Nov. 13 2009,5:02 am Post # 36 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)
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Post Icon Posted: Nov. 13 2009,7:27 am Post # 37 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 13 2009,5:02 am)
Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)

True. Ours is ground set, and the axles have been removed, however they still consider it a "manufactured home" and not on a permanent foundation.  :rolleyes


Anybody out there got any cash left??  :rolleyes  :laugh


"It seemed like a hell of an idea at the time".
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Post Icon Posted: Nov. 13 2009,9:11 am Post # 38 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 13 2009,7:27 am)
Quote (GoFastRacer @ Nov. 13 2009,5:02 am)
Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)

True. Ours is ground set, and the axles have been removed, however they still consider it a "manufactured home" and not on a permanent foundation.  :rolleyes


Anybody out there got any cash left??  :rolleyes  :laugh

Out here we have numerous "permanent foundations". None are permanent in any sense of the word. One type is a 2" x 2" piece of angle welded to frame and extends a foot or so  below ground level and set in cement. One for each piece, i.e. a dbl wide would need two. Another type is just what they call "Super Jacks". An average size mobile would need 6 of these. Another type is 1" stakes spaced every so many feet and connected to the mobile by plumbers tape. The one I have is a concrete curb on three sides of the mobile. As you see, none are really "permanent" in any sense of the word.


"Damn you sure know how to fock things up."-GFR
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Post Icon Posted: Nov. 13 2009,9:18 am Post # 39 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 13 2009,4:51 am)
Quote (DirtySquirty @ Nov. 12 2009,4:55 pm)
Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes

It's mainly because it's a summer home and not a primary home, and as unstable as things are now, someone was to lose their job that would be the first thing to go, that's the reason they don't want to give out loans on that!. When we were picking our house, there was no problem getting a loan if we wanted one, but it would be our primary residence that's the key right there!..... But, there's always someone out there with cash that can't live without it just need to find him, wish I could find him!.. :banghead

The second homes requiring a 20% down is why I don't already have one in Havi. I found this one out the hard way. Just about died when I got the papers for escrow that said they needed another 28K down before close of escrow.


"Damn you sure know how to fock things up."-GFR
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Post Icon Posted: Nov. 14 2009,4:50 am Post # 40 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 13 2009,8:27 am)
Quote (GoFastRacer @ Nov. 13 2009,5:02 am)
Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)

True. Ours is ground set, and the axles have been removed, however they still consider it a "manufactured home" and not on a permanent foundation.  :rolleyes


Anybody out there got any cash left??  :rolleyes  :laugh

Right, but even with the axles pulled the chassis is still there, so you can still hook up to it and go, just put the axles back on, the chassis has to be removed and secured to a permanent foundation, then it becomes permanent!. But you're right it's still a "manufactured home"..
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Post Icon Posted: Nov. 14 2009,4:55 am Post # 41 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 13 2009,10:11 am)
Quote (DirtySquirty @ Nov. 13 2009,7:27 am)
Quote (GoFastRacer @ Nov. 13 2009,5:02 am)
Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)

True. Ours is ground set, and the axles have been removed, however they still consider it a "manufactured home" and not on a permanent foundation.  :rolleyes


Anybody out there got any cash left??  :rolleyes  :laugh

Out here we have numerous "permanent foundations". None are permanent in any sense of the word. One type is a 2" x 2" piece of angle welded to frame and extends a foot or so  below ground level and set in cement. One for each piece, i.e. a dbl wide would need two. Another type is just what they call "Super Jacks". An average size mobile would need 6 of these. Another type is 1" stakes spaced every so many feet and connected to the mobile by plumbers tape. The one I have is a concrete curb on three sides of the mobile. As you see, none are really "permanent" in any sense of the word.

Ours will be on a full slab(permanent) with jacks but the chassis will be there and you can hook up and go anytime, that makes the home "not permanent"!...
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GoFastRacerMale Offline
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Post Icon Posted: Nov. 14 2009,4:57 am Post # 42 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 13 2009,10:18 am)
Quote (GoFastRacer @ Nov. 13 2009,4:51 am)
Quote (DirtySquirty @ Nov. 12 2009,4:55 pm)
Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes

It's mainly because it's a summer home and not a primary home, and as unstable as things are now, someone was to lose their job that would be the first thing to go, that's the reason they don't want to give out loans on that!. When we were picking our house, there was no problem getting a loan if we wanted one, but it would be our primary residence that's the key right there!..... But, there's always someone out there with cash that can't live without it just need to find him, wish I could find him!.. :banghead

The second homes requiring a 20% down is why I don't already have one in Havi. I found this one out the hard way. Just about died when I got the papers for escrow that said they needed another 28K down before close of escrow.

Second homes like that are the biggest risk, and if you're on Indian land it's even worse!.. :eek
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Post Icon Posted: Nov. 14 2009,8:00 am Post # 43 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 14 2009,4:55 am)
Quote (WATERDOG @ Nov. 13 2009,10:11 am)
Quote (DirtySquirty @ Nov. 13 2009,7:27 am)
Quote (GoFastRacer @ Nov. 13 2009,5:02 am)
Quote (WATERDOG @ Nov. 12 2009,6:07 pm)
One key for financing is if it is on a "permanent foundation".

There are financial institutions that deal mostly in mobiles just like insurance companies not all do, fortunately ours covers mobiles so we won't have to change!.. Also they're never permanent unless you yank the chassis out, ours will be ground set on a slab still not permanent!.. ;)

True. Ours is ground set, and the axles have been removed, however they still consider it a "manufactured home" and not on a permanent foundation.  :rolleyes


Anybody out there got any cash left??  :rolleyes  :laugh

Out here we have numerous "permanent foundations". None are permanent in any sense of the word. One type is a 2" x 2" piece of angle welded to frame and extends a foot or so  below ground level and set in cement. One for each piece, i.e. a dbl wide would need two. Another type is just what they call "Super Jacks". An average size mobile would need 6 of these. Another type is 1" stakes spaced every so many feet and connected to the mobile by plumbers tape. The one I have is a concrete curb on three sides of the mobile. As you see, none are really "permanent" in any sense of the word.

Ours will be on a full slab(permanent) with jacks but the chassis will be there and you can hook up and go anytime, that makes the home "not permanent"!...

Your comparing the laws of physics with the laws of real estate. One has nothing to do with the other. :beat

Medical industry also uses the term "Permanant and Stabil", believe me, it has nothing to do with word permanant. :eek


"Damn you sure know how to fock things up."-GFR
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Post Icon Posted: Nov. 18 2009,9:02 am Post # 44 see this member send this member a private message  quote this post in reply

Quote (GoFastRacer @ Nov. 14 2009,4:57 am)
Quote (WATERDOG @ Nov. 13 2009,10:18 am)
Quote (GoFastRacer @ Nov. 13 2009,4:51 am)
Quote (DirtySquirty @ Nov. 12 2009,4:55 pm)
Quote (WATERDOG @ Nov. 12 2009,8:21 am)
Quote (DirtySquirty @ Nov. 09 2009,10:05 am)
Quote (GoFastRacer @ Nov. 07 2009,6:18 am)
Don't feel bad I'm in the same boat, have ours up for almost a year now and nothing but tire kickers and low ballers looking for foreclosures, good thing I don't have to sell it!... :pissed

What I've been dealing with is that there's no financing being offered for "manufactured" homes right now.  :rolleyes

It's gonna take the right buyer(s) to have the cash.

Sure there is. This is in AZ right. Call Tonedog on this board, he's an AZ broker. He doesn't post anymore though. Let me know if you want his number. I've looked at lots of them in Havi and financing wasn't an issue. Minimun 25% down vs 3.6 on a stick house. They also ding you about an extra 1/2% interest on a mobile. Insurance is also harder to get and more expensive. :banghead

Yes....however this is a "single wide". Again, according to my sources, the loans aren't as readily available for this size. Me thinks it's more just a matter of not having the right person(s) come by and see what we got to offer.   :rolleyes

It's mainly because it's a summer home and not a primary home, and as unstable as things are now, someone was to lose their job that would be the first thing to go, that's the reason they don't want to give out loans on that!. When we were picking our house, there was no problem getting a loan if we wanted one, but it would be our primary residence that's the key right there!..... But, there's always someone out there with cash that can't live without it just need to find him, wish I could find him!.. :banghead

The second homes requiring a 20% down is why I don't already have one in Havi. I found this one out the hard way. Just about died when I got the papers for escrow that said they needed another 28K down before close of escrow.

Second homes like that are the biggest risk, and if you're on Indian land it's even worse!.. :eek

No Indian land. That was one of my requirements.  :rolleyes


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Post Icon Posted: Nov. 19 2009,12:23 pm Post # 45 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 18 2009,10:02 am)
No Indian land. That was one of my requirements.  :rolleyes

Is It On Indian Land??  :stupid


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Post Icon Posted: Nov. 19 2009,12:26 pm Post # 46 see this member send this member a private message  quote this post in reply

Quote (Carrera Elite @ Nov. 19 2009,12:23 pm)
Quote (DirtySquirty @ Nov. 18 2009,10:02 am)
No Indian land. That was one of my requirements.  :rolleyes

Is It On Indian Land??  :stupid

No, it was one of his requirements. :banghead


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Post Icon Posted: Nov. 19 2009,12:28 pm Post # 47 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 19 2009,1:26 pm)
Quote (Carrera Elite @ Nov. 19 2009,12:23 pm)
Quote (DirtySquirty @ Nov. 18 2009,10:02 am)
No Indian land. That was one of my requirements.  :rolleyes

Is It On Indian Land??  :stupid

No, it was one of his requirements. :banghead

Gotchya!!  :good


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Post Icon Posted: Nov. 19 2009,1:32 pm Post # 48 see this member send this member a private message  quote this post in reply

Quote (WATERDOG @ Nov. 19 2009,12:26 pm)
Quote (Carrera Elite @ Nov. 19 2009,12:23 pm)
Quote (DirtySquirty @ Nov. 18 2009,10:02 am)
No Indian land. That was one of my requirements.  :rolleyes

Is It On Indian Land??  :stupid

No, it was one of his requirements. :banghead

Sheesh.  :rolleyes  :beat  :beat  :laugh


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Post Icon Posted: Nov. 19 2009,2:17 pm Post # 49 see this member send this member a private message  quote this post in reply

Quote (DirtySquirty @ Nov. 19 2009,2:32 pm)
Quote (WATERDOG @ Nov. 19 2009,12:26 pm)
Quote (Carrera Elite @ Nov. 19 2009,12:23 pm)
Quote (DirtySquirty @ Nov. 18 2009,10:02 am)
No Indian land. That was one of my requirements.  :rolleyes

Is It On Indian Land??  :stupid

No, it was one of his requirements. :banghead

Sheesh.  :rolleyes  :beat  :beat  :laugh

:banghead I Know.....  :banghead  :laugh  :D


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Post Icon Posted: Nov. 21 2009,4:24 am Post # 50 see this member send this member a private message  quote this post in reply

Sooo, any bites!. :stupid I had a couple of tire kickers this week!. :banghead  :pissed
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